Developing Affordable Housing

Developing Affordable Housing
The Department of Conservation and Development facilitates the development of affordable housing by working with housing developers. Staff is available to discuss project proposals with developers in the early planning states of a development in order to assist the developer in creating viable and innovative solutions to providing affordable housing. 

HOME Income Limits
CDBG Income Limits
HOME Rent Limits
HUD Utility Schedule Model*
Ohlone 1.9 3

Ohlone Gardens is a 57-unit apartments for low-income families and those with special needs in El Cerrito. The project is owned by Resources for Community Development and is estimated to be complete by September 2015. 

*HUD has developed a Utility Schedule Model that enables the user to calculate utility schedules by housing type after entering utility rate information for HOME funded projects effective January 24, 2015

Affordable Housing Financing Programs
Click on a link for information about a program
  1. HOME
  2. CDBG
  3. Special Needs Hsg Development
  4. MF Mortgage Revenue Bonds
Purpose and Priorities
To expand the supply of decent, safe, sanitary, and affordable housing for very-low and low-income families and households.

Eligible Applicants
  • Public agencies, non-profit, and for-profit developers
  • Fifteen percent (15%) of the Contra Costa County Consortium annual HOME allocation must be reserved for affordable housing projects owned, developed, or sponsored by qualified Community Housing Development Organizations (CHDO).
    Download the Application for CHDO  
Eligible Area
Contra Costa County Consortium, which includes all of Contra Costa with the exception of the City of Richmond. 

Target Population
Lower-Income households, defined and as households within incomes less than than or equal to 80 percent of area median income, as defined by HUD. Low-Income Special Needs Population including:
  • Seniors and the frail elderly;
  • Large families with children;
  • Disabled population;
  • Persons with alcohol or drug-abuse problems;
  • Female-headed households;
  • Farmworkers;
  • Victims of domestic violence; and
  • Homeless

County Ordinances for Affordable Housing

Residential Density Ordinance

The Residential Density Bonus Ordinance (density bonus) is a mechanism to provide incentives for the production of affordable housing for very-low, lower-income, and senior households. The incentives include an increase in the maximum allowed residential density in the General Plan and additional incentives.
Download Ordinance
Download Density Bonus Submittal Requirement Checklist

Inclusionary Housing Ordinance

The Inclusionary Housing Ordinance requires new residential developments to include a minimum percentage of dwelling units that are affordable to very-low, lower and moderate income households. In residential developments of five (5) or more units, fifteen percent (15%) of the dwelling units must be affordable. Developments of four (4) or fewer units are not subject to the requirements of the recommended Ordinance. The recommended Ordinance provides some alternative compliance options, including the payment of fees in-lieu of developing affordable units ("in-lieu fee"), allowing the affordable units to be developed on a separate site and allowing a developer to convey land suitable for affordable housing development to a qualified affordable housing developer. In addition, the County may consider any other reasonable alternative that a developer proposes. 
Download Ordinance
Download Guidelines
Download Housing Plan Checklist
Download Fee Calculator