Your taxes can remain unpaid for a maximum of five years following their tax default, at which time your property becomes subject to the Tax Collector's power of sale. This means that after being given an official notice of the pending sale, your property will be sold at a public auction or acquired by a public agency if you do not pay the full amount of Redemption before the date on which the property is offered for sale or acquisition.
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If you do not pay the first installment of your annual Secured Property Tax bill by 5 p.m. on December 10 (if it falls on a weekend or holiday, taxes are not delinquent until 5 p.m. the next business day.), or payment is not USPS postmarked by that time and date, then that installment becomes delinquent, and a 10% delinquent penalty is added. If you fail to pay the second installment by 5 p.m. on April 10 (if it falls on a weekend or holiday, taxes are not delinquent until 5 p.m. the next business day.), or payment is not USPS postmarked by that time and date, it becomes delinquent, and a 10% penalty on the unpaid taxes as well as an administrative charge of $20 are added. Likewise, if you fail to pay any Supplemental Property Tax bill installment by the applicable delinquency date, the same penalties and charges are added as those described above for delinquent annual Secured Property Taxes.
If there are ANY unpaid taxes as of 5 p.m. on June 30, then the property becomes t defaulted. (If June 30 falls on a weekend or holiday, taxes must be paid by p.m. of the next business day.) Once the property has become tax defaulted, a State redemption fee of $15 is added and interest begins to accrue at the rate of 1 1/2% per month of the unpaid balance of the taxes. This monthly interest is added on the first day of each month (or the following business day if the first day of the month falls on a weekend or holiday).
The amount needed to redeem tax-defaulted property in full is the sum of the following:
To obtain an estimate of the amount required to redeem your property, contact the County Tax Collector's Office at (925) 957-5280. Please provide either the Assessor's Parcel Number (APN), the property address, or the tax-defaulted Sale ID number. Be sure to specify the month in which you plan to pay off or redeem your property so the correct amount is calculated properly.
No, one year's defaulted taxes may not be redeemed separately from other years' defaulted taxes. When the Redemption amount is calculated, the total taxes owed for all defaulted years are combined together.
If you are unable to pay the full redemption amount (for example, unpaid taxes for all defaulted years plus penalties and charges), you may start an installment plan of Redemption. This plan allows you to make payments on your defaulted taxes over a five-year period beginning on the date you make the first payment of the installment plan.
NOTE: you must qualify for the installment plan within five years of the time the property first became tax-defaulted.
To start an installment plan, you must:
If you start an installment plan between July 1 and the following April 10, the current year's taxes and any supplemental taxes must be paid by April 10 or the payment plan will default. To start an installment plan between April 11 and June 30, all outstanding current year's taxes (plus any penalties and charges) must first be paid in full.
You can start a payment plan after the date on which the property has become tax defaulted (June 30) and within five years of that date. On the fifth year, your property becomes subject to the power of sale and a payment plan is no longer an option. The Redemption amount must be paid in full as a single payment in order to redeem the property from the tax sale.
If you wish detailed information about a payment plan of redemption, contact the Tax Collector's Office at (925) 957-5280.
Under the installment plan you are required to make at least one payment each year for five years, in addition to paying each year's annual taxes. By April 10 of each year you must have paid a sum total of 20% or more of the plan, plus interest (which accrues at the rate of 1-1/2% per month on the unpaid balance once the plan). If you fail to pay the required amount of the plan or fail to pay your current Secured Property or Supplemental Property taxes, if applicable, on or before April 10 of each year, then your installment plan will default.
You can, however, pay the total unpaid balance plus accrued interest any time before the fifth and final payment is due.
If your installment plan defaults due to failure to make the plan paymentor current year tax payment before the end of the fiscal year, you maybegin another installment plan provided less than five (5) years haveelapsed since the original tax default date. However, your next installment payment plan may not be started until July 1 of the following fiscal year. You may NEVER start a payment plan in the fiscal year the property becomes subject to the power of sale.
To start the new plan, you must pay at least 20% of the Redemption amount plus any current year and/or supplemental taxes that are due. Any payment(s) made on the previous (defaulted) plan will be applied toward the initial payment, but any interest savings that were achieved will be forfeited.
When you begin an installment plan, you have five (5) years to pay the full redemption amount. It is to your advantage not to default on an annual installment plan, as there are additional penalties. When a second installment plan is started, the minimum payment amounts are recalculated as though there had been no previous annual payment plan.
No. Your installment payments NEVER include your current year's taxes, which must be paid separately.
The taxpayer is responsible for the property tax bills. However, unpaid real estate property taxes remain with the property.